Cash with Application/Wire 

In order to receive the higher rate: 

• Paper applications must be signed by Monday, January 20. Please note that paperwork and funds must be received by MassMutual Ascend within eight calendar days of the application signed date.

• Electronic applications must be submitted by Monday, January 20. Paperwork and funds must be received by MassMutual Ascend within eight calendar days of the date the application was submitted to your back office.

Transfers and Rollovers 

In order to receive the higher rate:  

• Paper applications must be signed by Monday, January 20 and received by MassMutual Ascend within eight calendar days of the application signed date.

• Electronic applications must be submitted by Monday, January 20 and received by MassMutual Ascend within eight calendar days of the date the application was submitted to your back office.

• Depending on when MassMutual Ascend receives funds, the rates for 1-year and 2-year strategies can be locked in using methods that are different from the methods used to lock in 6-year strategies. Please refer to the product prospectus for more information and detailed examples. 

Please refer to the table below for guidance on when funds must be received in order to receive the higher rate: 

Paper App Signed / Electronic App Completed	Funds must be received by 5:00 p.m. ET on:
On or before December 20, 2024	January 20, 2025 (Monday)
December 21 – January 6, 2025	February 6, 2025 (Thursday)
January 7 – January 20, 2025	February 20, 2025 (Thursday)